Credit Score

2016-09-11-tu-eq

2016-09-15-ex

Citi Simplicity

  • 0% Intro APR on purchases and balance transfers for 21 months
Steps
  1. Applied online
  2. Application was instantly approved for $7,000.
    2016-09-11-citi-simplicity
  3. Requested a credit limit increase to $25,000 as soon as the card showed up on my online banking.

RESULT: Instant Approval
CREDIT LIMIT: $7,000 -> $25,000

BankAmericard Travel Rewards

  • 20,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $200 statement credit toward travel purchases
  • Introductory 0% Intro APR for your first 12 billing cycles.
Steps
  1. Applied online
  2. Application was instantly approved for $21,000.
    2016-09-11-bankamericard-travel-rewards

RESULT: Instant Approval
CREDIT LIMIT: $21,000

MLB BankAmericard Cash Rewards

  • Online $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
  • Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account.
Steps
  1. Applied online
  2. Application was instantly approved for $21,000.
    2016-09-11-mlb-bankamericard-cash-rewards

RESULT: Instant Approval
CREDIT LIMIT: $21,000

NFL Extra Points

  • Earn 10,000 Bonus Points after $500 in purchases within the first 90 days.
  • 0% Intro APR for 15 months on balance transfers made within 45 days of account opening.
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-09-11-nfl-extra-points
  3. Received a mail requesting an original utility bill or bank statement for address verification. Ignored.

RESULT: Requested an original utility bill or bank statement for address verification

Chase Freedom Unlimited

  • EARN A $150 BONUS after you spend $500 on purchases in your first 3 months from account opening.
  • 0% Intro APR for 15 months from account opening on purchases.
  • 0% Intro APR for 15 months from account opening on balance transfers.
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-08-08-Chase-Freedom-Unlimited
  3. Application was declined due to Chase 5/24 Rule

RESULT: Declined

U.S. Bank Cash+ Visa Signature

  • $100 ONE-TIME CUSTOMER RELATIONSHIP BONUS when you have a qualifying U.S. Bank relationship at the time of account opening, and you spend $500 within 90 days of the account open date.
  • 0% Introductory APR for the first 9 billing cycles on any balances transferred within 60 days from account opening.
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-09-11-u-s-bank-cash-visa-signature
  3. Application was approved for $1,200 after 3 weeks.

RESULT: Approved after 3 weeks
CREDIT LIMIT: $1,200