Credit Score

2016-08-08-eq-tu

2016-08-08-ex

LightStream Anything Loan

  • unsecured fixed-rate new car loans
  • Low Rates: Starting as low as 1.74% APR with AutoPay

2016-08-08-lightstream
RESULT: Approved for Secured New Auto Loan

BankAmericard Platinum Plus

  • Introductory 0% APR for your first 18 billing cycles for balance transfers made within 60 days of opening your account.
Steps
  1. Applied online
  2. Application was instantly approved for $21,000.
    2016-08-08-BankAmericard-Platinum-Plus

RESULT: Instant Approval
CREDIT LIMIT: $21,000

MLB BankAmericard Cash Rewards

  • Online $100 $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
  • Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account.
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-08-08-MLB-BankAmericard-Cash-Rewards
  3. Application was approved for $21,000 after 1 week. MLB card showed up on my online banking.

RESULT: Approved after 1 week
CREDIT LIMIT: $21,000

Citi Simplicity

  • 0% Intro APR on purchases and balance transfers for 21 months
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-08-08-Citi-Simplicity
  3. Received a mail requesting an IRS Form 4506-T (Copy of Tax Return). Ignored.

RESULT: Requested IRS Form 4506-T

NFL Extra Points

  • Earn 10,000 Bonus Points after $500 in purchases within the first 90 days.
  • 0% Intro APR for 15 months on balance transfers made within 45 days of account opening.
Steps
  1. Applied online
  2. Application was instantly approved for $5,000.
    2016-08-08-NFL-Extra-Points
  3. Activated my new card (requires a security code)
  4. Requested a credit limit increase to $15,000.

RESULT: Instant Approval
CREDIT LIMIT: $5,000 -> $15,000

Discover it

  • 0% Intro APR for 12 months on purchases and balance transfers.
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-08-08-Discover-it
  3. Discover called me for identity verification next day. Application was approved for $8,500. I requested a credit limit increase, but no luck.

RESULT: Approved the next day after identity verification over the phone
CREDIT LIMIT: $8,500

Capital One QuicksilverOne Cash Rewards

  • 0% intro on purchases and balance transfers for 9 months
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-08-08-Capital-One-QuicksilverOne-Cash-Rewards
  3. Capital One called me for identity verification after 3 days. Application was approved for $3,900. I requested a credit limit increase, but no luck.
  4. Cancelled as soon as I received the card. $3,000 limit is shit.

RESULT: Approved 3 days after identity verification over the phone
CREDIT LIMIT: $3,000

Blue Cash Everyday

  • $100 BACK after you spend $1,000 in purchases on the Card in the first 3 months.
  • 0% intro APR on balance transfers for 12 months.
Steps
  1. Applied online
  2. Application was instantly approved for $15,000.
    2016-08-08-Blue-Cash-Everyday

RESULT: Instant Approval
CREDIT LIMIT: $15,000

Chase Freedom Unlimited

  • EARN A $150 BONUS after you spend $500 on purchases in your first 3 months from account opening.
  • 0% Intro APR for 15 months from account opening on purchases.
  • 0% Intro APR for 15 months from account opening on balance transfers.
Steps
  1. Applied online
  2. Application was not instantly approved.
    2016-08-08-Chase-Freedom-Unlimited
  3. Chase called me for identity verification after 1 week. Application was approved for $22,000.

RESULT: Approved 1 week after identity verification over the phone
CREDIT LIMIT: $22,000