Mint vs. Personal Capital

Personal Finance

Switched from Mint to Personal Capital I’ve tested Mint for few months in 2015. There were 2 things I didn’t like about Mint. Unable to link Target REDcard. It was a deal breaker because I often shop at Target. Unable to add investments that Mint doesn’t support. My investments are mostly with cloudfunding platforms and private・・・

Quarterly Report 2017Q1

Quarterly Reports

Net Worth: $636,013 Account 2016Q4 2017Q1 Change Cash $42,845 $20,650 $22,195 Lending Club $43,878 $59,096 $15,218 Direct Lending Income Fund $792,181 $811,172 $18,991 Groundfloor $5,190 $2,690 $2,500 iFunding $100,000 $100,000 $0 LexShares $0 $15,000 $15,000 Debt ($360,996) ($372,595) $11,598 Total $623,097 $636,013 $12,916 Key Factors Earned Income Salary: $18,837 ESPP: $6,816 Portfolio Income Lending Club: $782・・・

Marketplace Offerings 2017Q2

Marketplace Offerings

LexShares Investment Opportunities It’s hard to keep up with their new offerings. You have less than 20 minutes to invest after new opportunities are announced as they get filled up quickly. It is necessary to take action immediately without waiting to see whether the case makes sense. Date Case Offering Size 04/06/2017 Breach Of Fiduciary・・・

Get Rich with Litigation Finance

Personal Finance

Background Due to a recent change in my investment strategy, I have to reassess my asset growth over the next few years. I start with an initial investment of $1,000,000 in the first 2 years, followed by an additional investment of $80,000 every year. The average case resolution time is 2 years with a 75%・・・

Investment Strategy 2017

Personal Finance

Backdoor Roth IRA I considered Vanguard or Fidelity for my annual backdoor Roth IRA, but I decided to stay with Lending Club. I signed up for the Groundfloor IRA beta release. My annual backdoor Roth IRA contribution will be invested in Groundfloor IRA. I also start winding down Lending Club IRA. Litigation Finance Overweight I・・・

Annual Report 2016

Annual Reports

Net Worth: $623,097 Account 2015 2016 Change Cash $10,082 $42,845 $32,763 Investment $664,979 $941,248 $276,269 Debt ($174,841) ($360,996) $186,156 Total $500,220 $623,097 $122,876 My net worth has increased by $122,876 which is $30,706 more than expected. That is mostly driven by additional income from salary. Income Statement Income 2016 Forecast 2016 Actual 2017 Forecast Salary $205,000・・・

Quarterly Report 2016Q4

Quarterly Reports

Net Worth: $623,097 Account 2016Q3 2016Q4 Change Cash $185,450 $42,845 $150,480 Lending Club $44,676 $43,878 $799 Direct Lending Income Fund $527,048 $792,181 $265,133 Groundfloor $5,240 $5,190 $50 iFunding $100,000 $100,000 $0 Debt ($279,100) ($360,996) $81,896 Total $583,314 $623,097 $39,783 Key Factors Earned Income Salary: $23,447 RSU: $15,994 ESPP: $688 Portfolio Income Lending Club: $799 Groundfloor: $2 Robinhood: $3,473 Passive・・・

Price Protection (Discover)

Credit Cards

Discover Price Protection Discover will refund the difference up to $500 on eligible items if you find a lower price at any store within 90 days of purchase. It applies to eligible items at any store so long as you used your Discover card for the entire purchase. There is a reimbursement limit of $500・・・

Marketplace Offerings 2017Q1

Marketplace Offerings

YieldStreet Investment Opportunities YieldStreet consistently launched new portfolio throughout the quarter. In February 20th, the announcement of Accelerated Pre-Settlement Portfolio V brought down the platform for all afternoon due to traffic spikes. The platform is experiencing excess demand. Date Amount APR Duration Description 01/16/2017 $2M 13% 36 Diversified Pre-Settlement Portfolio XIV 01/17/2017 $2.5M 9% 11 Multi-Use Real・・・

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